About Us
OneBEST
You only have one life; make it your OneBEST.
OneBEST is a wholly owned subsidiary of OneBEST Financial Holdings Trust (“OBFHT”) and the processor of all “R.O.C.” (Residential Ownership Certificate) home financing eApplications.
OneBEST is dedicated solely to the undertaking of providing open access to the most flexible and affordable permanently fixed rate long-term residential home financing through a proprietary product known as the “R.O.C.” (Residential Ownership Certificate).
The R.O.C. Home Financing
Set your financial foundation on solid R.O.C.
The R.O.C. is a groundbreaking and multi-industry disrupting electronic form of residential financing that is based on two primary factors:
1.) The Value of the Home
2.) The Client’s Present and Future Potential Income
Upon receipt of an eApplication, a proprietary algorithm is applied. If approved, a R.O.C. is formed and provides immediate access to 3.5% permanently fixed rate 30 to 40 year home financing for everyone of every income level.
Our Methods
Experience, innovation, technology and a massive reduction in Red Tape.
OneBEST and the R.O.C. achieve their goals by simplifying unnecessarily complex processes:
1.) Eliminate any and all excessive costs, fees and charges
2.) Cut-out any and all Red Tape
This is accomplished by putting the Client 100% in control from eApplication to funding.
- Let's Get You Home
You only have one life; so make it your BESTLife!
Our Founder's Mission Statement
Homeownership is known as the largest component of the American Dream and the direct pathway to building wealth through home equity. It is also a powerful symbol of independence and security which is often associated with personal achievement and community stability.
Unfortunately, and for far too long, the ability to own a home has not been a simple road to travel and with several major obstacles to overcome. From the antiquated mortgage system to bias, unfair and flawed credit scoring systems; the path to owning a home has too many roadblocks.
However, home ownership should never be seen as impossible. It should be your first, easiest and most flexible investment and as easy as buying a car or opening a new bank account. And that, among securing additional life essentials, is what the R.O.C. (Residential Ownership Certificate) does for the American people.
- Accessibility
- Affordability
- Flexibility
- Efficiency
- Stability
- Transparency
ONE BEST, Founder and CEO
Join the OneBEST Team.Support the OneBEST Mission.
We are all about making change that makes a difference. It is time to simplify the complex and make attainable the impossible. You only have one life; make it your OneBEST Life.
